We make insuring your home understandable.

Owning a home is fun, but not always easy. Your first step to prepare is to purchase a homeowners insurance policy. The typical homeowner’s insurance policy will cover wind, hail, fire, and theft. Listed below are the most common claims filed under a homeowner’s policy. Insurance Claim #1: Hail Damage Hail storms come out of […]

Go beyond the basics with these key coverage options Home insurance policies have come a long way since when they first covered only fire! But they still aren’t designed to cover everything, and there’s a few types of coverage options in particular that you might want to add onto your homeowners insurance policy.  Water Back-up […]

Replacement Cost doesn’t automatically mean you have enough insurance There are only a few things in the world of insurance as bad as paying premiums for years on end only to find out that you don’t have the right coverage once you finally have a claim. This is especially true on homeowners insurance, where it’s […]

Summer is the most common time for home improvement projects. People have more time on their hands and the weather is nicer. These projects might improve the look and feel of your home, but did you know they also might impact your homeowner’s insurance? As you complete your home improvement projects, telling your friends, family […]

Seeking a leaner budget, or suspect that you’re overpaying on your current homeowner’s policy? Good news–here’s help! To save money on your homeowner policy while also making sure that you have the right amount of coverage, do the following three things: Ask about discounts and bundles Do you have auto and life insurance policies? Chances […]

Yes. Homeowner policies generally cover 1) damages from common unforeseen events and 2) legal protection in case something happens to someone at your home (aka liability). It’s not unusual, however, to need additional coverages based on your unique circumstances. These policies include: Flood insurance Earthquake insurance Pool insurance Expensive/Luxury item insurance (ex. Jewelry, valuables) Umbrella […]

Whether you own a home or a condo, rent or co-habitat you must have property insurance. Get a policy that is tailored to meet your needs.  Here are three things they typically cover: Damage caused by an uncontrollable event For example, fire, lightning, vandalism, wind or hail… can be very costly.  Weather events are on […]