It is not uncommon for people to continue working after they turn 65. The question they face is whether they should stick with their group health plan until they retire or enroll in Medicare. Our senior healthcare insurance specialist walks you through the pros and cons of the decision. We are also more than happy […]
Can I delay Medicare until I retire without penalties?
5 Insurance Coverages and Resources Often Overlooked by Restaurant Owners
Owning and managing a restaurant definitely comes with its ups and downs, but don’t let your insurance policy be one of those downs. As insurance agents we understand your business so you don’t have to understand ours. We know the coverages that your business needs to keep it running smoothly. Here are some insurance coverages […]
Employment Practices Liability Insurance
Employment Practices Liability Insurance goes hand in hand with workers’ compensation to provide broad coverage in the workplace Many people recognize that workers’ compensation is an important insurance policy to have for a business, partly because it’s required for most businesses. Employment practices liability insurance on the other hand is often overlooked or discarded as […]
Does Your Business Need Cyber Liability?
If you have a website, then you probably need cyber liability insurance Cyber attacks have made big headlines in recent years, with attacks on large corporations such as Target, meddling in elections across the world, and is even a form of warfare waged between nations. Many people have a vague notion of what cyber liability […]
Understanding a Business Insurance Audit
Preparation and documentation can make an insurance audit go smoothly The word audit is nearly enough to send shivers down people’s spines, especially if you’re unlucky enough to have experienced a tax audit. In the world of commercial insurance, audits happen nearly every year for many businesses, and sometimes one business will have two audits […]
Understanding the Key Elements of Your Auto Insurance Policy
It boils down to liability towards others and coverage on your own vehicle Auto insurance policies aren’t much different from one another, regardless of the name of the company. The coverage options are mostly the same, even if each company’s policies differ in appearance. There are two main parts of your auto insurance policy that […]
Customizing Your Homeowner’s Insurance
Replacement Cost doesn’t automatically mean you have enough insurance There are only a few things in the world of insurance as bad as paying premiums for years on end only to find out that you don’t have the right coverage once you finally have a claim. This is especially true on homeowners insurance, where it’s […]
How to Enroll in Medicare
Enrolling in Medicare can be a daunting task, but it doesn’t have to be! Our senior healthcare insurance specialist walks you through the simple process to get enrolled. We are also more than happy to walk through the process with you. Connect with us.
What is a Certificate of Insurance?
A certificate of insurance is a document showing that you have business insurance coverage. This is primarily used when hiring third party groups to work for you. They should ask for a certificate of insurance prior to starting a job to ensure they have the correct coverages in case something went wrong.
What is worker’s compensation insurance?
This coverage is a staple for any business owner. It primarily covers employee accidents and injuries that occurred on a job site. The state of Nebraska requires a business owner to have this coverage no matter if they have one employee or 20. Connect with us.
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