Monthly income replacement after your company has a covered property loss Business income insurance, sometimes called business interruption insurance, is a type of insurance coverage that’s often added to or included on commercial property insurance policies. It’s designed to provide income replacement money to your business if you have to temporarily shut your doors due […]
What is Business Income Insurance?
5 Insurance Coverages and Resources Often Overlooked by Restaurant Owners
Owning and managing a restaurant definitely comes with its ups and downs, but don’t let your insurance policy be one of those downs. As insurance agents we understand your business so you don’t have to understand ours. We know the coverages that your business needs to keep it running smoothly. Here are some insurance coverages […]
Employment Practices Liability Insurance
Employment Practices Liability Insurance goes hand in hand with workers’ compensation to provide broad coverage in the workplace Many people recognize that workers’ compensation is an important insurance policy to have for a business, partly because it’s required for most businesses. Employment practices liability insurance on the other hand is often overlooked or discarded as […]
Does Your Business Need Cyber Liability?
If you have a website, then you probably need cyber liability insurance Cyber attacks have made big headlines in recent years, with attacks on large corporations such as Target, meddling in elections across the world, and is even a form of warfare waged between nations. Many people have a vague notion of what cyber liability […]
Understanding a Business Insurance Audit
Preparation and documentation can make an insurance audit go smoothly The word audit is nearly enough to send shivers down people’s spines, especially if you’re unlucky enough to have experienced a tax audit. In the world of commercial insurance, audits happen nearly every year for many businesses, and sometimes one business will have two audits […]
What is a Certificate of Insurance?
A certificate of insurance is a document showing that you have business insurance coverage. This is primarily used when hiring third party groups to work for you. They should ask for a certificate of insurance prior to starting a job to ensure they have the correct coverages in case something went wrong.
What is worker’s compensation insurance?
This coverage is a staple for any business owner. It primarily covers employee accidents and injuries that occurred on a job site. The state of Nebraska requires a business owner to have this coverage no matter if they have one employee or 20. Connect with us.
When do I need to update my business insurance policy?
Business is always changing, but it’s important to keep your agent in the loop If you’re like most people, chances are that you think about your insurance program about as much as you think about the dentist – once or twice a year. You could face significant gaps in coverage if you don’t keep your […]
What is General Liability Insurance and why do I need it for my business?
The standard commercial insurance policy that all businesses should have If you’re a new business owner or getting ready to start your own business, you’ve no doubt heard of general liability insurance. Besides the incorrect idea that it covers you for everything, what is general liability insurance exactly, and why does your business need it? […]
What is Professional Liability Insurance and why do I need it for my business?
This policy provides critical coverage for consulting and service-based businesses As important as general liability insurance is for nearly all types of businesses, there are some specific businesses that need another type of commercial insurance: professional liability. If you have a claim, having professional liability insurance could make the difference between keeping your doors open […]
